Fairmont/Morgantown Housing Authority

Fairmont/Morgantown Housing Authority believes that classroom style Homebuyer Education helps homebuyers make better decisions. Graduates are more informed about the home buying process which helps create more successful homeowners and stronger loan applications.

Fairmont/Morgantown Housing Authority follows the NeighborWorks® 'Realizing the American Dream'. Potential homebuyers attend the 8-hour session and receive a certification.

*Curriculum includes:

• Pro's/Con's of Homeownership
• Affordability
• Understanding Credit
• Budgeting
• Shopping for a Home
• Getting a Mortgage Loan
• Home Maintenance
• Maintaining Your Finances
• Predatory Lending

Fairmont/Morgantown Housing Authority is recognized by WVHDF, USDA Rural Development and GenWorth as a certified Homebuyer Educator. Various lenders require Homebuyer Education for applicants using specific loan products.

Homebuyer Education is offered at No Charge*. Call for reservation - (304) 363-0860-ext. 127. HBE classes are the 2nd Friday of the month from 9:00 - 5:00 PM. Lunch and materials are provided.

 

*With Sponsorship from MVB

Frequently Asked Questions

How do I sign up for Homebuyer Education Class?

You may contact Donna Lane at 304-363-0860 ext 127 or via email at dlane@fmhousing.com. The class is held every 2nd Friday of the month from 9-5. We provide lunch and all materials.

What topics are covered in Homebuyer Education?

We cover Budgeting and Managing Your Money, Understanding Credit, Mortgage Terminology, Getting a Mortgage Loan, The Home Buying Team, Shopping for a Home, Maintenance, and Predatory Lending.

Is there a charge for the class?

The class is currently free of charge.

Where is the class held?

The class is held at our Fairmont Office located at 103 Twelfth Street, Fairmont.