Fairmont/Morgantown Housing Authority

Program Overview

Fairmont/Morgantown Housing Authority Homeownership Department offers various affordable housing mortgage products. These products are designed to assist low to moderate income families achieve the dream of homeownership.

Mortgage Products

• West Virginia First Time Homebuyer Program is also known as QMRB  (Qualified Mortgage Revenue Bond).  In cooperation with WVHDF, this product is available for  income eligible participants.  Affordability is determined by income.  Applicants are approved based on various underwriting criteria.  Some restrictions apply.

QMRB Income Limits