rooftop townhouses

A Variety of Loan Options for You

FMHA HOC has a wide variety of mortgage products available for ALL income levels!

We offer the following:

  • Special Products for First Time Buyers
  • Special Federal Programs for Low-Moderate Income Buyers
  • USDA Guaranteed and Direct (subsidized) Loans for Low-Income Buyers in Rural areas
  • Conventional Financing
  • Employee Based Down Payment Loans (City of Morgantown and WVU employees)
  • Down Payment Assistance Grants
Click here to see WV income limits by county!

Contact Us to find out more!

 FMHA NMLS # 253254